Attention homeowners: Real estate appraisal services for in West Paducah and McCracken County

See the top reasons Kentucky homeowners need Clayton Kennedy Appraisal, LLC:

  1. Pre-listing appraisals (whether they're selling the home themselves or using an agent)
  2. To challenge a property tax assessment in Kentucky
  3. Remove PMI to reduce a monthly mortgage payment
  4. Reinstate your Home Equity Line of Credit (HELOC)
  5. To review a different appraiser's report for verification
  6. In the case of a divorce in the state of Kentucky, where real estate needs to be divided
  7. To determine the true market value of a property to settle an estate
Do you own a home in or near West Paducah? Do you need help deciding the value of your real estate? Contact Clayton Kennedy Appraisal, LLC.

We at Clayton Kennedy Appraisal, LLC understand the special needs of a homeowner in need of appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale by Owner/Pre-Listing Services

Since you have an emotional attachment to your own home, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your property will attract many interested buyers, a professional appraisal is very valuable as a negotiating tool once you have an interested buyer. It gives you something tangible to show the buyer. An appraisal is an independent third party's opinion of your property's value -- not just you saying how much you think your house is worth. Interested buyers know you have an emotional attachment to your home and will be much more likely to give credibility to an accomplished appraiser's value judgement than yours.

Challenge a property tax assessment

Let's say you live in an area that's going down -- your local tax assessor may have your home overvalued. That only means you're going to pay more taxes than you should. The quicker you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. An expert appraisal from Clayton Kennedy Appraisal, LLC is your number one weapon when contesting your property tax assessment.

Appraisals to cancel PMI

Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a preferred way to save money for homeowners. Once your mortgage loan amount is down below 80% of the value of your home, in most cases you can apply to your lender to have the PMI eliminated from your loan, which will make your monthly payments go down. At Clayton Kennedy Appraisal, LLC, we're seasoned in helping folks just like you abolish unnecessary PMI insurance.

Was your HELOC recently frozen?

Even if your specific property has not declined in value, your lender just might make the decision to automatically freeze your home equity line of credit (HELOC) if your home is in or near a declining area. Not only can this be troublesome from a cash flow standpoint, but it can be negative on your credit score since it may appear as though that credit line is maxed out. Clayton Kennedy Appraisal, LLC can help you reinstate your home equity line of credit with an expert appraisal.

We Provide Field and Desktop Appraisal Review Services

Do you need a seasoned appraiser to double-check your appraisal for preciseness, or do you want a second opinion without the expense and delay of waiting for a whole new appraisal? An appraiser from Clayton Kennedy Appraisal, LLC can go out and check the subject and comps in a field review. If you're in a rush, we'll provide desk review and verify as many facts as we can, using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Clayton Kennedy Appraisal, LLC can help you with that. While typically requested by banks, you may wish to make use of this service if you suspect mortgage fraud related to your home.